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Credit Analyst

- Approve large commercial loans under own underwriting authority.
- Produce comprehensive but succinct credit papers of a quality which can be presented to the Chief Credit Risk Officer and Bank Credit Committee.
- The ability to read, interpret and extract the key points and trends from an annual report and accounts on corporate customers together with the ability to prepare detailed accurate written credit analysis and recommendations.
- Liaise with key staff to ensure approvals are delivered in a timely manner
- Portfolio administration - filing, producing letters and required management information.
- Refer any deals outside own discretion to the Head of Large Deals / Credit Manager.
- Liaise with team with a view to quoting and winning larger transaction business at an acceptable margin and ROE, taking into account commercial aspects and overall customer view.
- Escalate issues and process gaps where identified to the line manager, while developing a knowledge of the risks posed by both the operational environment and the conduct of the bank.


- Must be able to read Financial Statements
- Be able to structure deals and be familiar with Credit Papers
Job Details
Job Ref: 219544163
Hours: Not Specified
Location: Kingston Upon Thames, London, United Kingdom
Working Term: Permanent
Salary: GBP GBP 30000.00-40000.00 Annual Annual